Roof Failed Home Inspection? Here's What to Do

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A failed roof inspection can feel like a disaster—whether you're a homeowner facing costly repairs, a seller trying to close a deal, or a buyer worried about your investment. The truth is, a failed roof inspection doesn't have to derail your plans. Understanding what it means, why it happens, and what your options are can help you move forward with confidence.

At Integrity Roofing, LLC, we've been helping homeowners and buyers in Hickory and throughout Western North Carolina navigate failed roof inspections since 2017. Our team of experienced inspectors started this company specifically to assist families like yours with the inspection process and insurance claims assistance. In this guide, we'll walk you through everything you need to know about a failed roof inspection and how to take action.

What Does It Mean When Your Roof Fails a Home Inspection?

A failed roof inspection means that a professional inspector has identified one or more issues with your roof that don't meet acceptable standards for safety, functionality, or insurability. These issues can range from minor cosmetic problems to serious structural concerns that pose a risk to your home.

Home inspectors evaluate roofs based on several criteria established by the National Association of Home Inspectors (NAHI):

  • Structural integrity – Is the roof sagging or showing signs of weakness?
  • Water tightness – Are there signs of leaks or water damage?
  • Material condition – Are shingles, flashing, and other components in good repair?
  • Safety – Does the roof pose any hazard to occupants?
  • Age and remaining lifespan – How much longer will the roof last?

In Hickory, NC, our inspectors understand the specific challenges our region faces. North Carolina weather—including heavy storms, high winds, and humidity—can accelerate roof deterioration. A failed inspection might reveal damage from a recent storm, years of wear and tear, or poor maintenance. According to the Insurance Information Institute, understanding your coverage is critical when dealing with roof damage claims.

It's important to understand that a "failed" inspection doesn't always mean the roof is unusable. Sometimes, repairs are needed before a home can be sold or insured. Other times, it signals that roof replacement is the better long-term investment. Our residential roofing services cover both scenarios.

Common Reasons Your Roof Failed Inspection in Hickory

Understanding why your roof failed inspection is the first step toward fixing it. Here are the most common issues we identify during inspections in the Hickory area:

Missing or Damaged Shingles

Torn, curled, or missing asphalt shingles are one of the most common inspection failures. Even a few missing shingles can allow water to penetrate your roof deck, leading to leaks and interior damage. This is one of the primary reasons homeowners need roof repair services.

Flashing Problems

Flashing—the metal strips that seal joints and transitions on your roof—is critical for preventing water infiltration. We pay special attention to:

  • Chimney flashing (multiple layers create vulnerability)
  • Plumbing vent flashing
  • Skylight flashing
  • Valley flashing (where two roof planes meet)
  • Wall flashing (where roof meets exterior walls)
  • Eave and gutter aprons

Improper flashing installation is a leading cause of roof leaks and water damage. Our gutter services also address related drainage issues.

Sagging or Structural Damage

A sagging roof indicates structural problems that require immediate attention. This could be caused by water damage, inadequate support, or years of weight accumulation. Structural issues typically require professional roof replacement rather than simple repairs.

Moss, Algae, and Debris Buildup

Moss and algae growth are common in our humid North Carolina climate. While not always a structural problem, excessive buildup can trap moisture and accelerate deterioration. Regular roof maintenance can prevent these issues and extend your roof's lifespan.

Poor Ventilation

Inadequate attic ventilation can cause moisture buildup, leading to premature shingle failure and wood rot. This is especially problematic in our region's humid summers. Proper ventilation is a key component of roof maintenance and can prevent costly future repairs.

Age of Roof

Asphalt shingle roofs typically last 15-20 years according to the Asphalt Roofing Manufacturers Association (ARMA). If your roof is approaching or exceeding this age, inspectors may flag it as a concern, even if it hasn't failed yet. The National Roofing Contractors Association (NRCA) provides additional guidelines on roof lifespan and maintenance.

Storm Damage

North Carolina experiences severe weather, including thunderstorms and occasional hurricanes. High winds can loosen or tear shingles, and hail can create impact damage that isn't immediately visible. Storm damage is often covered by homeowners' insurance, which is why our roof damage insurance claims service is so valuable.

Water Stains and Signs of Leaks

Interior water stains, mold, or visible leaks are red flags that your roof isn't protecting your home properly. If you notice these signs, contact us immediately for a free roof inspection.

What Are Your Options After a Failed Roof Inspection?

Once you've received a failed inspection report, you have several paths forward. The right choice depends on the severity of the damage, the age of your roof, your budget, and your timeline.

Option 1 – Repair the Roof

If the damage is localized and your roof is relatively young, roof repairs may be the most cost-effective solution. Common repairs include:

  • Replacing missing or damaged shingles
  • Resealing or replacing flashing
  • Clearing debris and moss
  • Patching small leaks
  • Reattaching loose shingles or fasteners

When repairs make sense:

  • The roof is under 10 years old
  • Damage is limited to a small area
  • No structural issues are present
  • Repair costs are significantly less than replacement

Cost considerations: Minor repairs typically range from $500 to $2,000, depending on the extent of damage and materials needed. Our free inspection will help determine if repair is the right choice for your situation.

Option 2 – Full Roof Replacement

If your roof is aging, the damage is extensive, or repairs would be temporary fixes, replacement is often the better investment. A new roof provides:

  • Complete protection for 15-20+ years (depending on materials)
  • Improved energy efficiency
  • Better insurance coverage
  • Peace of mind

When replacement is necessary:

  • The roof is over 15 years old
  • Damage covers more than 30% of the roof
  • Multiple problem areas exist
  • Structural damage is present
  • Repairs would be needed again within a few years

Cost range and financing: A full roof replacement in the Hickory area typically costs $8,000 to $15,000+, depending on roof size and materials. At Integrity Roofing, LLC, we offer flexible financing options to help make replacement affordable, including assistance with insurance deductibles.

Option 3 – Negotiate or Walk Away

If you're a buyer, you have negotiating power. Options include:

  • Asking the seller to make repairs before closing
  • Requesting a credit toward repairs that you'll handle
  • Renegotiating the purchase price to account for roof issues
  • Walking away if repairs are too extensive or costly

If you're a seller, addressing the issue proactively often leads to smoother transactions. Buyers are more likely to proceed if they see you've taken action. Our team can help facilitate this process.

How Insurance Claims Work for Failed Roof Inspections

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Many homeowners don't realize that insurance may cover roof damage—especially if a covered event like a storm causes it. Understanding the claims process can save you thousands of dollars.

When insurance typically covers roof damage:

  • Storm damage (wind, hail, lightning)
  • Fallen trees or branches
  • Suddenly, accidental damage

What insurance usually doesn't cover:

  • Wear and tear from age
  • Poor maintenance
  • Gradual deterioration
  • Lack of ventilation

The claims process:

  • Document the damage – Take photos and videos of all visible damage
  • File a claim – Contact your insurance company and provide documentation
  • Schedule an adjuster inspection – The insurance company will send an adjuster to assess damage
  • Get repair estimates – Obtain quotes from licensed contractors
  • Receive approval and payment – Insurance approves covered repairs and issues payment

Integrity Roofing's insurance claim assistance:

We started Integrity Roofing, LLC in 2017 specifically to help homeowners navigate the insurance claims process. Our experienced team can:

  • Help document damage for your claim
  • Communicate directly with insurance adjusters
  • Provide detailed repair estimates
  • Ensure you receive fair compensation
  • Handle all aspects of the repair process

This support can make a huge difference in getting your claim approved and your roof repaired quickly. Check out our customer reviews to see how we've helped homeowners like you.

Steps to Take Immediately After a Failed Roof Inspection

Time is critical when your roof has failed inspection. Here's what you should do right away:

Step 1: Review the Inspection Report Thoroughly

Read the entire report carefully. Understand exactly what failed and why. Ask the inspector to clarify any technical terms or concerns you don't understand.

Step 2: Get a Second Opinion from a Professional Roofer

Don't rely on a single inspection. Contact a licensed, experienced roofing contractor like Integrity Roofing, LLC for a professional assessment. We offer free inspections and can provide an honest evaluation of what needs to be done. Our team of certified professionals has years of experience identifying roof problems.

Step 3: Document All Damage with Photos

Take clear photos and videos of all visible damage. This documentation is essential for insurance claims and for getting accurate repair estimates.

Step 4: Understand Your Financing Options

If repairs or replacement are needed, explore your options. Integrity Roofing, LLC offers flexible financing to help make roof work affordable, including assistance with insurance deductibles.

Step 5: Schedule Repairs or Replacement Promptly

Don't delay. The longer you wait, the more damage can occur. Water infiltration can lead to mold, wood rot, and interior damage that's far more expensive to fix than the original roof problem. Whether you need roof repair or roof replacement, we can help.

Step 6: Plan for Future Maintenance

Once your roof is repaired or replaced, establish a maintenance routine. Regular inspections and professional roof maintenance can prevent future failures and extend your roof's lifespan.

Why urgency matters: Every day your roof remains damaged, water can seep into your home, causing mold, structural damage, and costly interior repairs. Acting quickly protects your investment and your family's health.

Roof Repair vs. Replacement: Which Is Right for You?

One of the biggest decisions after a failed inspection is whether to repair or replace. Here's how to decide:

Choose repair if:

  • Your roof is under 10 years old
  • Damage is limited to a small area (less than 30% of the roof)
  • No structural issues exist
  • Repair costs are less than 50% of the replacement cost
  • Your roof has many years of life remaining

Choose replacement if:

  • Your roof is over 15 years old
  • Damage is extensive (more than 30% of the roof)
  • Multiple problem areas exist
  • Structural damage is present
  • Repairs would be temporary fixes
  • You plan to stay in your home long-term

Long-term cost analysis:

While replacement has a higher upfront cost, it often saves money over time. A new roof lasts 15-20+ years with minimal maintenance, while an aging roof may require multiple repairs over the same period. Our financing options make replacement more affordable.

Energy efficiency benefits:

Modern roofing materials are more energy-efficient than older roofs. A new roof can improve attic ventilation and reduce cooling costs, especially in our hot North Carolina summers. We use CertainTeed products that are known for their energy efficiency.

Warranty considerations:

New roofs come with manufacturer warranties (typically 20-30 years) and contractor workmanship warranties. Repairs typically have shorter warranties. Our CertainTeed certified products come with industry-leading warranties.

Why Choose [firm name] if Your Roof Failed Home Inspection

When your roof has failed inspection, you need a trustworthy contractor. Here's why Integrity Roofing, LLC is the right choice for homeowners in Hickory and throughout Western North Carolina:

Established expertise since 2017

We've served the Piedmont and Western North Carolina regions for over seven years. We understand our climate's unique challenges and have the experience to handle any roofing issue. Our team brings decades of combined experience.

Founded to help with insurance claims

We started Integrity Roofing, LLC because we saw homeowners struggling with the insurance claims process. Helping families navigate failed inspections and insurance claims is at the heart of what we do.

Free, thorough inspections

We don't charge for inspections. Our team is methodical in our examination, leaving no corner unchecked. We provide a comprehensive assessment of damage and present you with affordable solutions.

Expertise in identifying problem areas

Our inspectors know exactly where to look for trouble. We pay special attention to:

  • Chimneys (multiple flashing layers create vulnerability)
  • Skylights
  • Plumbing vents
  • Gooseneck vents
  • Valleys
  • Wall flashings
  • Eave and gutter aprons
  • Fascia and soffit

Comprehensive service for all roof types

Whether you have asphalt shingles, metal roofing, tile, or flat commercial roofing, we have the expertise to inspect, repair, and replace any type of roof. Our residential roofing services and commercial roofing services cover all your needs.

Financing options available

We understand that roof repairs and replacement can be expensive. We offer flexible financing options to help make the work affordable, including assistance with insurance deductibles.

Rated and trusted by 500+ customers

Our reputation speaks for itself. Over 500 satisfied customers throughout our service area rate and trust us.

CertainTeed certified products

We use superior CertainTeed roofing products, ensuring quality and durability for every project.

Serving your community

We serve Catawba, Iredell, Lincoln, Buncombe, Henderson, Transylvania, and Cabarrus counties, with offices in Hickory and Arden, NC. Whether you're in Hickory, Charlotte, or the surrounding areas, we're here to help.

At Integrity, it's in the name. We're committed to uncompromising workmanship and outstanding customer service.

Ready to get your roof inspected? Call us today at (828) 448-0855 or online to schedule your free roof inspection.

Frequently Asked Questions About Roof Failed Home Inspections

Q: How much does it cost to fix a roof that failed inspection?

A: Costs vary widely depending on the damage. Minor repairs typically range from $500 to $2,000. Full roof replacement, depending on roof size and materials, usually costs $8,000 to $15,000+. We provide free estimates so you know exactly what to expect.

Q: Can I get a mortgage if my roof fails inspection?

A: Most lenders require roof repairs before they'll approve a mortgage. Some lenders allow the buyer to receive a credit toward repairs at closing. If you're a seller, addressing the issue quickly helps the sale move forward.

Q: How long does roof repair take?

A: Minor repairs typically take 1-2 days. Full roof replacement, depending on weather and roof complexity, usually takes 3-5 days. We work efficiently to minimize disruption to your home.

Q: Will my homeowners' insurance cover a failed roof inspection?

A: It depends on the cause. Storm damage (wind, hail, lightning) is typically covered. Wear and tear, poor maintenance, and gradual deterioration are usually not covered. We can help you understand your coverage and file a claim if applicable. Learn more about our roof damage insurance claims service.

Q: What's the lifespan of a new roof?

A: Asphalt shingles typically last 15-20 years, metal roofs can last 40-70 years, and tile roofs often last 50+ years or longer. The lifespan depends on materials, installation quality, maintenance, and local weather conditions.

Q: Should I repair or replace my roof?

A: If your roof is under 10 years old and the damage is minor, repair is usually the better choice. If your roof is over 15 years old or if the damage is extensive, replacement is typically the better investment. We can help you evaluate your specific situation during a free inspection.

Q: How often should I have my roof inspected?

A: We recommend annual inspections, especially after severe weather. Regular inspections catch small problems before they become expensive repairs. Read our guide on how often you should have your roof inspected.

Q: What should I do if I notice a leak?

A: Contact us immediately. The longer a leak goes unaddressed, the more damage it causes. We offer emergency repair services and can often schedule inspections within 24 hours. Learn more about what to do if your roof is leaking.

Q: Do you offer financing for roof repairs and replacement?

A: Yes! We understand that roof work can be a significant expense. We offer flexible financing options to make repairs and replacement affordable, including assistance with insurance deductibles.

Q: How do I schedule a free inspection?

A: Call us at (828) 448-0855, email office@integrityroofingnc.com, or contact us online to book your appointment. We're available for inspections in Hickory, Charlotte, and throughout Western North Carolina.

Take Action Today

A failed roof inspection is stressful, but it's not the end of the road. With the right contractor and a clear action plan, you can address the problem, protect your home, and confidently move forward.

Integrity Roofing, LLC is here to help. We've been serving homeowners in Hickory and Western North Carolina since 2017, and we're committed to providing honest, expert guidance and outstanding craftsmanship.
Don't wait—contact us today for your free roof inspection:

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